Ключевые слова: 4th quarter, analysis, annual, annual report, annual reports, balance, banking, business, calculating, company, concept, corporate, development, earnings, economic, economy, figures, finance, financial, fourth, fourth quarter, goals, graph, growth, income, information, invest, investment, loss, management, market, office, paper, performance, presentation, profit, progress, q4, quarter, report, result, review, sales, statistics, stock, strategy, success,