Ключевые слова: 401k, african, american, background, black, blue, budget, budgeting, business, calculating, cash, color, communicate, concept, cost, counting, cuts, debt, economy, enough, finance, financial, fund, funding, hand, holding, invest, investment, jigsaw, management, money, number, one, pension, people, person, plan, policy, puzzle, retire, retirement, salary, save, saving, security, text, white, word, work,