Ключевые слова: background, banking, bitcoin, blockchain, coin, computer code, concept, corporate, crypto, cryptocurrency, cryptography, currency, decentralized, digital, digital currency, economy, electronic, encryption, exchange, financial, global, hard fork, international, internet, invest, investment, ledger, market, mining, money, network, open source, operating system, pay, payment, peer to peer, protocol, ripple, savings, soft fork, technology, token, trade, transaction, transfer, value, virtual, web, worldwide, xrp,